Mitch meets Jenny Wade, a horseback riding instructor who rides on the Malibu beach everyday on her prized race horse, Max. Struck with love, Mitch engineers a picnic date with Jenny using a variety of circumstances, including encouraging Hobie to take one of Jenny’s riding classes. Meanwhile, J.D. suggests to Cody and Lani to dive for sea urchins for a major profit, and Cody is the most willing since he needs to pay for a new engine for his lemon car. But things take a turn when Lani has to dive to rescue a trapped diver on the ocean floor, and she loses her hearing, maybe for life, when her eardrums are ruptured.